Why do you need auto insurance?

Auto insurance protects you against financial loss if you have an accident. You pay a premium and the insurance company agrees to pay your losses.
  • If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.

Get a Quote!

Three Types

  • Property Covers Damage or Theft.
  • Liability Pays for Injury or Damage If Another Party is Involved.
  • Medical Covers Injuries, Rehab, Lost Wages, and/or Funeral Expenses.

Questions to ask your agent

  • How much can you afford to pay if you get in an accident?
  • What discounts are available? Do you have good driver, multiple policy, or student discounts?
  • What is the process for filing and settling a claim? Who do I call?
  • What happens after I file a claim?